Wide Awake
Nov. 10th, 2004 01:58 amI used to take naps when I got home from work nearly every day, but I managed to break that habit, because it really screws up my sleeping schedule. I wouldn't be able to drop off to sleep at a time that would allow a full night's sleep.
After pulling my ten hours at Neiman Marcus and struggling with Kirk's bedroom, I couldn't avoid napping earlier and now I'm struggling to get to sleep.
I've been lying in bed, thinking about my finances. I've got a plan.
First, I need to square away my taxes for 2003. Hopefully, I'll realize a refund. Then I need to apply to the Maryland Drug Assistance Program for people with HIV/AIDS. I'm not exactly sure what the benefits are, but Lee tells me that it will cover my copay for my drugs and my COBRA premiums.
I've cancelled my NetFlix subscription and I'm going to inquire about suspending my cell phone plan for a month or two. I can't afford to outright cancel the plan, because they'll hit me with a $150 cancellation fee, but I think they will suspend service for a while. I'll also continue to carefully consider all my expenses and try to hold down my cost of living.
These actions will allow me to save more money. I'll use that to pay off my outstanding lab bills, then start putting money in savings again. As the incident with
kenny73's check demonstrates, I have absolutely no margin for error -- no cushion that will help me handle unplanned expenses or emergencies.
After pulling my ten hours at Neiman Marcus and struggling with Kirk's bedroom, I couldn't avoid napping earlier and now I'm struggling to get to sleep.
I've been lying in bed, thinking about my finances. I've got a plan.
First, I need to square away my taxes for 2003. Hopefully, I'll realize a refund. Then I need to apply to the Maryland Drug Assistance Program for people with HIV/AIDS. I'm not exactly sure what the benefits are, but Lee tells me that it will cover my copay for my drugs and my COBRA premiums.
I've cancelled my NetFlix subscription and I'm going to inquire about suspending my cell phone plan for a month or two. I can't afford to outright cancel the plan, because they'll hit me with a $150 cancellation fee, but I think they will suspend service for a while. I'll also continue to carefully consider all my expenses and try to hold down my cost of living.
These actions will allow me to save more money. I'll use that to pay off my outstanding lab bills, then start putting money in savings again. As the incident with
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